EU Insurance Ruling

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Originally Posted by Mark

When you think about it, it's reasonable that if you are going to put people into 'boxes' based on risk, they should be a smaller sized box than half the population.

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But sex is merely one of many factors which insurance companies use to work out your insurance premium.

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Originally Posted by Daniel

I quite agree, you should propose a new question for the insurance companies to ask

Question 1: are you
A: Female
B: Male

If A proceed to question 2, if B proceed to question 3

Question 2: So you're a wimmin innit? Are you
A: An attentive driver
B: A dozey bint

If A you will pay lower premiums, if B you will pay more money for your insurance. Proceed to question 4

Question 3: Are you
A: an attentive driver
B: A yound lad driving around in a souped up car who drives like an idiot

If A you will pay lower premiums, if B you will pay more money for your insurance. Proceed to question 4

Question 4: Are you
A: A hard working heterosexual white person who is opressed in the name of political correctness gone mad?!?!?!?!?!
B: A gay lesbian black asian Welsh Scottish Northern Irelander who's from Poland?

If A you will pay more money for your insurance, if B, don't worry mate, the government will be taking care of your insurance.

It's about time you used your grey matter and stopped proposing that things need to be "sorted out" when certain things in life will never be 100% fair.

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If that was an attempt at humour, it failed miserably.

I don't see why it can't done more fairly. Tarring people with the same brush should not be tolerated. I am happy that they are making an effort to take away this "positive discrimination".

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Originally Posted by Bezza

If that was an attempt at humour, it failed miserably.

I don't see why it can't done more fairly. Tarring people with the same brush should not be tolerated. I am happy that they are making an effort to take away this "positive discrimination".

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You are the perfect example of the person who said "Why can't things be better?!?!?!" and then goes on to provide no actual workable way in which things could be made better.

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Originally Posted by Daniel

You are the perfect example of the person who said "Why can't things be better?!?!?!" and then goes on to provide no actual workable way in which things could be made better.

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Why did you bring up topics from other discussions to use in this one, when they are not at all relevant. Probably because you are getting desperate. Your post earlier was abysmal.

Women asked for equal rights in the past, quite rightly - as they were prejudiced against. They couldn't even vote! Thankfully this was sorted, but now we found ourselves full circle. Women only ever asked to be equal - car insurance is an example where the woman has been "better" than the man for some time. It is about time they sorted it out once and for all and the EU insurance is ruling is absolutely the correct step. I don't see why you have a problem with people being equal, Daniel?

All the women I have spoken to seem to think the ruling is fair and correct. All usual the over-sensitives of the forum are getting their knickers in a twist. Going to the pub with you would be like hell on Earth.

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Originally Posted by Bezza

Going to the pub with you would be like hell on Earth.

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Believe me, the feeling is entirely mutual. I would, however, say that your apparent dislike of any group of people who are in any sense different from yourself in not being a heterosexual white male, your feeling that all other such individuals are given special treatment despite this flying in the face of any real-life examples I have ever come across, and your overly aggressive manner, would seem to make you perfect for the career you desired in the police, so I would appeal the decision if I were you.

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Originally Posted by Bezza

Why did you bring up topics from other discussions to use in this one, when they are not at all relevant. Probably because you are getting desperate. Your post earlier was abysmal.

Women asked for equal rights in the past, quite rightly - as they were prejudiced against. They couldn't even vote! Thankfully this was sorted, but now we found ourselves full circle. Women only ever asked to be equal - car insurance is an example where the woman has been "better" than the man for some time. It is about time they sorted it out once and for all and the EU insurance is ruling is absolutely the correct step. I don't see why you have a problem with people being equal, Daniel?

All the women I have spoken to seem to think the ruling is fair and correct. All usual the over-sensitives of the forum are getting their knickers in a twist. Going to the pub with you would be like hell on Earth.

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Well the women you've spoken to must be different to most of those interviewed on the news or those that I've spoken to.....

At the end of the day, anyone who knows anything about insurance knows it's down to risk and it's a proven factor that men have more big accidents than women and this is why they were and should still remain more expensive to ensure. It's like a smoker having to pay more for health cover, of course they should pay more because they're at a higher risk of having lung cancer and other illnesses. But in your world everyone should all be equal apparently!

You're exactly the sort of person you accused me of being when you said that I only voted Labour because they let people like me in the country easily. This all despite nothing that the Condem's or your beloved British Nazi Party have proposed would have any impact on me being allowed in. You happily criticise the EU when they do things you don't like and say how useless they are then you're willing to say how fantastic they are when they do something you feel will benefit you.

You're a massive hypocrite Bezza.

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Originally Posted by Daniel

Well the women you've spoken to must be different to most of those interviewed on the news or those that I've spoken to.....

At the end of the day, anyone who knows anything about insurance knows it's down to risk and it's a proven factor that men have more big accidents than women and this is why they were and should still remain more expensive to ensure. It's like a smoker having to pay more for health cover, of course they should pay more because they're at a higher risk of having lung cancer and other illnesses. But in your world everyone should all be equal apparently!

You're exactly the sort of person you accused me of being when you said that I only voted Labour because they let people like me in the country easily. This all despite nothing that the Condem's or your beloved British Nazi Party have proposed would have any impact on me being allowed in. You happily criticise the EU when they do things you don't like and say how useless they are then you're willing to say how fantastic they are when they do something you feel will benefit you.

You're a massive hypocrite Bezza.

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I think stating that I love the BNP is a step too far pal, but it pretty much sums up the way you think.

You are BDunnell are like two peas in a pod. Eager to jump on someone just for having an opinion different to their own. Of course, I must be racist / a nazi / homophobic etc JUST because I don't agree with your excessively left-wing view of everything.

We are not even talking about the stuff you have just posted yet you decide to bring into the conversation.

Your smoker analogy doesn't make sense. I agree with you that people who smoke should pay more health insurance. However, that does not correlate to car insurance at all. People who have crashes should pay more? Or just because I am a man and some idiots younger than me have had a crash whilst I have a clean license, I should pay more?

Your last paragraph is deplorable and BDunnell you are almost as bad.

We are allowed to have differences of opinion in this country you know. Sadly if you two were in charge, we really wouldn't be allowed that priviledge.

You can have the last word, Daniel (as always) as this is the last I have to say on this matter.

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Originally Posted by Bezza

I think stating that I love the BNP is a step too far pal, but it pretty much sums up the way you think.

You are BDunnell are like two peas in a pod. Eager to jump on someone just for having an opinion different to their own. Of course, I must be racist / a nazi / homophobic etc JUST because I don't agree with your excessively left-wing view of everything.

We are not even talking about the stuff you have just posted yet you decide to bring into the conversation.

Your smoker analogy doesn't make sense. I agree with you that people who smoke should pay more health insurance. However, that does not correlate to car insurance at all. People who have crashes should pay more? Or just because I am a man and some idiots younger than me have had a crash whilst I have a clean license, I should pay more?

Your last paragraph is deplorable and BDunnell you are almost as bad.

We are allowed to have differences of opinion in this country you know. Sadly if you two were in charge, we really wouldn't be allowed that priviledge.

You can have the last word, Daniel (as always) as this is the last I have to say on this matter.

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Boohoo.

If you knew anything about insurance you know it's all about risk and you don't raise someone's premium's after the event. If someone lives on a floodplain the insurance company doesn't wait till there's a flood till they charge the person on the floodplain more than the person living on the hill. Personally I think it's wrong to penalise low risk people to supposedly iron out some perceived unfairness which is actually justified.

So just because Ben and myself don't agree with you then were' excessively left wing?

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Originally Posted by Bezza

Going to the pub with you would be like hell on Earth.

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Daniel would definetly be a trip, as i magine after a few drinks, life would be scary.

Dunnel on the other hand, BORING.

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Originally Posted by Daniel

Boohoo.

If you knew anything about insurance you know it's all about risk and you don't raise someone's premium's after the event. ?

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I need you to talk to my insurance company, as they are very strongly insisting to the contrary after a certain family member wrecked out....