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Jeez I wish I could get insurance for either of our cars for anywhere near the price of the tax :p The 500 is only £30 to tax and the Subaru is £205. I think all up it cost us £800 up front for a policy to cover both which isn't bad but I suspect that'll be closer to £900 *grumble*Quote:
Originally Posted by GridGirl
Absolutely correct. Most young men seem to have this idea that they are all Michael Schumachers and that they have to show it to everyone. Just a testosterone and ego thing.Quote:
Originally Posted by Daniel
Oh boo hoo, £900 to insure 2 cars for 2 drivers :p : Few quid shy of £600 for me to insure the MR2 when I renewed in January, although admittedly that allows for 15,000 miles and business use for myself.
That's business use for both drivers on both cars too :p
Hello guys,
New to the forum but already laughing at the topic. ;) Insurance is always going to be a hassle.. especially for men. In South Africa we sit with the same problem. Male premiums are much higher then women as they are a lower risk due to statistics. But statistics also show that
- there is 1 women driver for every 10 men (if not more)
- Yes young males are high risk. I remember my younger days when I just received my drivers license.. it was fun trying to see how fast you can go. But looking at my younger sister and being passenger in her vehicle it scares the live out of me. Don't get me wrong there are very good women drivers but men just have a natural feeling to it.. well most do for my 2c.
Luckily not all insurers have the same criteria when looking at the risk. Some insurers would rather look at the value of vehicle + what its used for. They provide standard premium based on the value and should younger male (usually under 25) have an accident they just provide an bigger excess at the end of the day.
The same counts for racing insurance. The insurer looks at the value of the vehicle and what type of class the driver is racing in. For instance Rally Insurance is much higher that Track Cover as the risk & value of the vehicle are much higher! Should the driver only have 1 years experience then again higher excess would be applicable.
Just my 2c.. ;)
I think this is an instance where we can look for guidance from out Middle-Eastern counterparts.
Just make like the Saudis and ban women from driving altogether. Easy, no? :p
having been a driving examiner,and driving instructor for over 50 years,i find generally males are easier to teach than females.And that most males are better drivers than females,but not nesissarily safer drivers.Most young males drive like they can walk on water,and i see far more girls texting,and on the phone whilst driving than males.The big problem i see is that young males will buy a cheap car,not insure it and if stopped and prosecuted and the car is crushed they will have lost 3/4 hundred pounds,cheaper than paying insurance.
Personally my own insurance for 3 cars ,fully comprehensive is less than £500 for all 3 cars.,
This is for a Merc C220,a Sorento 2.5 XT,and a Fiesta 1.8td which includes for driving tuition.!
Yes but how old are you? :p Our insurance is £800 for two people for two cars, one of them being a group 19 insurance car under the old 1-20 group system. I think that's alright :)Quote:
Originally Posted by driveace
Daniel, just think of it as something to look forward to in later life. That is unless we get an ageism EU ruling before we reach a grand old age. ;)
Apparently, in australia, car insurance is optional:-) Which is a much better idea IMO, even though I have no idea how it works if you have a crash.
I just begrudge paying car insurance:-)
This is why my imprezas value is only half that here in britain than what it would be down under. Bah, Humbug, Grumble, mumble