Originally Posted by Starter
Socialized healthcare (where practised) is pretty much available to everyone. And everyone who is gainfully employed pays for it through taxes. They pay for everybody who receives any benefits. In some places this means that people who have never contributed to the system at all receive all the care they need. That's true some places in the US too - see California. The drawback here is when those who don't pay and get care reach a certain percentage of those who do pay. The system becomes unstable then and costs go up, a lot. There is also no incentive for living a healthier life style if you're riding the gravy train provided by Joe or Helmut or Carlos who actually does work for a living.
The US system expects YOU to be responsible for your own healthcare - as in YOU pay for it. It's called personal responsibility. You pay either directly or as part of a group. The groups are mostly benefit packages of employers and it is part of your compensation package just like your salary, vacation, etc. Insurance companies do make nice profits. That's what much of the US is about. It's still a capitalist system (mostly) and not a socialist one. We like it just fine that way. I for one don't mind them making a profit. I expect to make a profit in my own line of work, else why would I do it? There are mechanisms for the truly poor here, so you can let that one alone. There are few here who can't get any care at all.
Socialism sounds like a wonderfull idea until you factor human nature into the equation. Communism sounds even better - on paper. It's been put into practice before...and we all know how that little experiment turned out.